The BIS PMJAY is a component of Ayushman Bharat. It stands for the Beneficiary Identification System Pradhan Mantri Jan Arogya Yojana. It is a scheme of GOI’s National Health Policy. It aims at empowering the poor and economically vulnerable class of people in our country to enjoy quality healthcare.
Overview of BIS PJMAY Registration
The policyholders, who obtain the BIS PMJAY Registration, have their details stored in the Beneficiary Identification System. The PMJAY guidelines are given, as per which the applications of the people that are entitled to see benefits under such registration are approved or rejected. The hospitals also take the BIS PJMAY to streamline the entire process for the beneficiaries further. This scheme verifies the individuals and their family members, and an e-card is issued to the beneficiaries.
Chemicals: recognised under the BIS PJMAY Registration
The chemicals that are recognised under BIS for registration are:
- Caustic Soda
- Boric Acid
- Poly Aluminium Chloride
- Acetic Acid
- Aniline
- Methanol
- Phthalic Anhydride
- Pyridine
- Gamma Picoline
- Beta Picoline
- Morpholine
- Sodium Sulphide
- Potassium Carbonate
- Acetone
- Phosphorous Trichloride
- Phosphorus Pentachloride
- Phosphorus Oxychloride
- Stabilized Hydrogen Peroxide
- Precipitated Barium Carbonate
- Precipitated Barium Carbonate
- Sodium Formaldehyde Sulphoxylate
- Sodium Tripolyphosphate
- N-Butyl Acrylate
- Ether
- Ethylene Glycol
- Toluene
- Terephthalic Acid
The Chemical Department under the BIS PMJAY Registration
| Name of Product or Product Group | Title |
| Writing and Printing Paper Products | Writing and printing papers- account book, azure lead, bon, cream laid and cream wove/printing white/printing coloured/printing offset, printing maplitho, printing white super calendared and typewriting types. Writing and printing papers- Air mail/manifold, cartridge drawing and cartridge white, duplicating absorbent and duplicating semi-absorbent and poster machine glazed types Computer paper Plain copier paper |
| Paper based Food Packaging | Primary cartons for packaging butter Waxed paper for bread and biscuits Waxed cartons for packaging of ice-cream Laminated paper board pack for vanaspati Ice-cream cups and lids |
| Soaps and Detergents | Toilet soap Toilet soap, liquid Antibacterial toilet soap- solid cake Antibacterial toilet soap- liquid Household laundry detergent powders Synthetic detergents for washing woollen and silk fabrics |
| Protective Footwear | Personal protective equipment- safety footwear Personal protective equipment- protective footwear Personal protective equipment-occupational footwear Safety rubber canvas boots for miners All rubber gum boots and ankle boots- Occupational Purposes |
| Enamel and Primer for paint | Ready mixed paint air dying red oxide- Zinc chrome priming for domestic and decorative applications Enamel, synesthetic, exterior: (a) undercoating (b) finishing – for domestic and decorative applications Enamel, exterior: (a) undercoating (b) finishing – for domestic and decorative applications Enamel, interior: (a) undercoating (b) finishing – for domestic and decorative applications Epoxy based zinc phosphate primer two pack |
| Water Treatment Chemicals for treatment of water intended for drinking | Polyaluminium chloride Stable bleaching powder- for treatment of water intended for drinking Sodium hypochlorite solution-water treatment use Chlorine tablets |
| Shoe Polish Products | Shoe polish, paste Shoe polish, liquid Polish, liquid (white) for canvas footwear |
BIS PMJAY Registration Procedure
A potential beneficiary needs to get a PJMAY e-card for themselves and their family, and for this, he needs to visit either a hospital or a designated place. Such potential beneficiary has to follow these steps:
- The potential beneficiary submits the PM Letter, RSBY URN, RC number or mobile number. The operator searches the list of the available beneficiaries by entering details such as name, address, mobile number, ration card number or even RSBY URN.
- The operator searches the beneficiary in the entitled SECC, RSBY, State Health Scheme, and Additional Data Collection Drive database.
- The identification of the beneficiary is made when the name of such beneficiary is found in the list. To validate the details available in the system, the ID and Ration Card or any alternative family ID is required.
- The operator identifies the family records through the ration card and other uploaded documents. Then the individual and family records are submitted by the operator to the trust or the insurance company for approval.
- The trust or the insurance company then approve or reject the beneficiaries. If the recommendations are made for rejection, then that is finally verified by the State Health Agency for approval or rejection.
- After it is approved by the State Health Agency, an insurance company or the trust, the registration is done, and the card is issued to the beneficiary.
Features of BIS PMJAY Registration
The followings are the key features of the BIS PMJAY Registration:
- It is the world’s largest health insurance or assurance scheme that the Government fully finances.
- It provides Rs. 5 lakhs per family every year for secondary and tertiary care hospitalisation across public and private hospitals.
- The poor and vulnerable entitled families are eligible now for benefits.
- It helps to mitigate catastrophic expenditure on medical treatment.
- It provides cashless access to health care services (hospitals) for the beneficiary.
- It helps to mitigate catastrophic expenditure on medical treatment.
- It covers the pre-hospitalisation expenses of three days and post-hospitalisation expenses of fifteen days.
- No restriction on the age, gender or size of the family.
- All pre-existing conditions are covered from the first day.
- The befits are available all over the country, and a beneficiary can visit any hospital in India to avail of cashless treatment.
- Hospitals are reimbursed for healthcare services.
Benefits under the BIS PMJAY Registration
The benefits covered under the PMJAY scheme[1] are as follows:
- Medical examination
- Treatment
- Consultation
- Pre-hospitalisation
- Medicine and medical consumables
- Non-intensive and intensive care services
- Diagnostic implantation services
- Accommodation benefits
- Food services
- Complications arising during the treatment
- Post-hospitalisation follow-up
Beneficiaries covered under BIS PMJAY Registration
Beneficiaries covered under this PJMAY Schemes are:
Rural Areas
- Household without shelter
- Destitute (living on alms)
- Manual scavenger families
- Primitive tribal group
- Legally released bonded labour.
- Families with only one room, kucha walls, and kucha roof
- Families without any adult member (between the age of 16 and 59)
- Female-headed household with male members
- Disabled member and no able-bodied adult member
- SC/ST households
- Landless households derive a major part of their income from manual casual labour.
Urban Areas
- Rag picker
- Beggar
- Domestic worker
- Street vendor
- Cobbler
- Hawker
- Any other service provided working on streets
- Construction worker
- Plumber
- Mason
- Labour
- Painter
- Welder
- Security guard
- Coolie and other head-load workers
- Sweeper
- Sanitation worker
- Mali
- Home-based worker
- Artisan
- Handicrafts worker
- Tailor
- Transport worker
- Driver
- Conductor
- Helper of drivers and conductors
- Cart puller
- Rickshaw puller
- Shop worker
- Assistant
- Peon in the small establishment
- Helper
- Delivery assistant
- Attendant
- Waiter
- Electrician
- Mechanic
- Assembler
- Repair worker
- Washer-man
- Chowkidar
Conclusion
BIS PMJAY Registration is a part of the Government of India’s National Health Policy. This is launched for our society’s poor and vulnerable population; they are benefited from pre-hospitalisation and post-hospitalisation benefits. Under this scheme, the Government gives a lot of health services benefits to the beneficiaries. These benefits are available all over India for the beneficiaries in both Public and Private hospitals.
