{"id":7398,"date":"2020-04-25T19:28:46","date_gmt":"2020-04-25T13:58:46","guid":{"rendered":"https:\/\/corpbiz.io\/learning\/?p=7398"},"modified":"2020-04-25T19:56:14","modified_gmt":"2020-04-25T14:26:14","slug":"analysis-of-property-held-by-trust-or-by-name","status":"publish","type":"post","link":"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/","title":{"rendered":"Guide: Analysis of Property held by Trust or by name"},"content":{"rendered":"\n<p class=\"has-drop-cap\">The primary control over trust\nproperty passes from the ends of settlors to beneficiaries, which also means\nmoving from owners to owners.&nbsp; The fate\nof the determined owners is silent and passive, just like the Trust property\nand so other funds. This article answers the legal analysis of the trust\nproperty by showing how the ownership of the Trust upturns the relation between\nowner and owned person.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Page Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_do_you_mean_by_Trust_Property\" >What do you mean by Trust Property?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#Consequences_of_holding_Income_from_Business_Property_under_%E2%80%98Charitable_Trust_over_the_income_Shown_in_the_Account_under_Section_114\" >Consequences of holding Income from Business Property\nunder &#8216;Charitable Trust&#8217; over the income Shown in the Account under Section\n11(4)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_is_the_Validity_of_property_transfers_under_Trust\" >What is the Validity of property transfers under\nTrust?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_are_the_Pros_to_Put_the_Property_in_a_TrustCharitable_Institution\" >What are the Pros to Put the Property in a\nTrust\/Charitable Institution?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_are_the_Cons_to_put_the_property_in_a_TrustCharitable_Institution\" >What are the Cons to put the property in a\nTrust\/Charitable Institution?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_are_the_Pros_of_Holding_Your_Property_in_Your_Name\" >What are the\nPros of Holding Your Property in Your Name?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#What_are_the_Cons_of_Holding_Your_Property_in_Your_Name\" >What are the Cons of Holding Your Property in Your Name?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/corpbiz.io\/learning\/analysis-of-property-held-by-trust-or-by-name\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_do_you_mean_by_Trust_Property\"><\/span>What do you mean by Trust Property?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In\nstandard terms, Trust property determines the assets used as a means to play a\nfiduciary relationship in between a trustor and trustee towards a designated\nbeneficiary assigned as per the Deed. Moreover, Trust property should include\nany asset which may be in kind such as cash, securities, real estate lands, or\nany insurance term policies. Trust property is also termed as assets of the\nTrust or the Corpus of the Trust.<\/p>\n\n\n\n<p>In\ngeneral, the trust property gets applied to a real estate planning strategy\nthat is used to promote the transfer of assets as well as accountabilities to\nreduce tax. There are some trusts which can also protect assets utilizing the\nevent such as bankruptcy or trial. In this scenario, the trustee required to\ncontrol and manages the trust property following the trustor&#8217;s wishes and the\nbeneficiary&#8217;s interests.<\/p>\n\n\n\n<p>When the property gets assigned to a trust, then the Trust will itself becomes the rightful owner of the assets. In an irrevocable trust, the assets can no longer be regulated or claimed back by the trustor or the previous owner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consequences_of_holding_Income_from_Business_Property_under_%E2%80%98Charitable_Trust_over_the_income_Shown_in_the_Account_under_Section_114\"><\/span>Consequences of holding Income from Business Property\nunder &#8216;Charitable Trust&#8217; over the income Shown in the Account under Section\n11(4)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>When the property gets held\nunder Trust and involves in other business undertakings, the claims get made\nafterward against those properties. Thereby, any income of such undertaking\nshall not be included in the total income of the Trust. It may empower the\nAssessing Officer to determine the income of such undertaking more than the\nincome as noted in the accounts of the undertaking. Therefore as a result, such\nincomes will be considered to be applied to the purposes other than charitable\/\nreligious objects. <\/li><li>It might view that any business\nshould not get involved concerning any income of a trust or an institution\nunless the business is subsidiary to the objectives. Concerning the above said,\nseparate books of accounts should be maintained by Trust or organization in\nrespect of such accomplishments.&nbsp;&nbsp;<\/li><li>In\nsituations where the property is secured under Trust partially for religious\nobjectives and partly for other objectives, and where the individual share of\nthe beneficiaries gets noted in the income applicable to purposes other than\ncharitable objects is not similar- in those circumstances, the tax chargeable\nshall be the total of:-<\/li><\/ul>\n\n\n\n<ol><li><strong>Situation 1: <\/strong>the tax part of the income applies to charitable or\nreligious purposes gets as reduced by the amount to be exempted under section\n11 as if the total revenue was the total income of the Trust; and,<\/li><li><strong>Situation 2: <\/strong>Taxes on other parts of income which connects to purposes other than charitable or religious and affects the shares of beneficiaries are visibly unknown; then, the charges will be at the maximum marginal rate of tax. <\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Validity_of_property_transfers_under_Trust\"><\/span>What is the Validity of property transfers under\nTrust?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Market\nValue:&nbsp;<\/strong><\/li><\/ul>\n\n\n\n<p>Following\nthe case of&nbsp;<strong>Venugopala Naidu &amp; Ors v Venkatarayulu Naidu Charities\n&amp;ors,<\/strong>&nbsp;it says that the trustees and courts are the only ones who\nshould consider the market value of any trust property to get sold.<\/p>\n\n\n\n<ul><li><strong>Largely\nProtected<\/strong><\/li><\/ul>\n\n\n\n<p>Similarly,\nthe court also reaffirmed its judgment in <strong>Chenchu Ram Reddy &amp;anor v\nGovernment of Andhra Pradesh &amp;Ors<\/strong>. It held that any property under any\ncharitable domains or Trust must be duly protected because large sections of\nthe community have lucrative interests in them.&nbsp;<\/p>\n\n\n\n<ul><li><strong>Private\nSales<\/strong><\/li><\/ul>\n\n\n\n<p>Furthermore,\nany sale by private intimations and negotiations will not be permitted.\nHowever, negotiations that are not noticeable to the public eye should not be\npermitted unless there are exceptional grounds or approvals are given to\njustify them.<\/p>\n\n\n\n<ul><li><strong>Public\nAuction<\/strong><\/li><\/ul>\n\n\n\n<p>The Supreme\nCourt believed in its opinion in the case of&nbsp;<strong>Committee of Management of\nPachaiyappa\u2019s Trust v Official Trustee of Madras &amp; another <\/strong>that any\nconduct concerning the lease of a trust property will hold on the order of a\nhigh court judge and should be done by public auction exclusively.<\/p>\n\n\n\n<p>Public\nauction is how persons can make their offers. Trustees and courts are\nduty-bound to get the maximum benefit of a transaction for the Trust. Public\nauction after sufficient publicity ensures participation of those who are\nengaged and anxious to compete, and secures the best price.<\/p>\n\n\n\n<ul><li><strong>Just and\nReasonable<\/strong><\/li><\/ul>\n\n\n\n<p> Concerning the above-cited case, there was a transparent deliberation that whether the terms of a disposal of charitable or religious property are just and reasonable. The interest of the Trust will only be settled down in a comparative assessment for competing offers. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Pros_to_Put_the_Property_in_a_TrustCharitable_Institution\"><\/span>What are the Pros to Put the Property in a\nTrust\/Charitable Institution?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There\nare certain safeguards you should understand before appreciating your property\ntransfers in a trust due to the reasons stated below:-<\/p>\n\n\n\n<ul><li><strong>Escape from Probate Process<\/strong><\/li><\/ul>\n\n\n\n<p>It\nis a generally accepted view that most of us are not aware of the fact that if\nyou leave the property in a will, your family will have to go through the\nprobate process. They will lose the legal right to claim the property. It is a\ncourt-supervised process of collecting a person&#8217;s assets, giving off all the\nbills and eligible taxes, and designating the left out property to the\nbeneficiaries after the death of the person.<\/p>\n\n\n\n<p>In\ncases where the properties are in different states, your family will need to\nfind attorneys in each state to deal with the different probate laws. It is\nmust costlier process. Therefore, it is better to outline who will receive your\nproperty, and there\u2019s never a probate process your family will go through.<\/p>\n\n\n\n<ul><li><strong>No\nProbate\/Attorney Fees<\/strong><strong><\/strong><\/li><\/ul>\n\n\n\n<p>It\nis very costly of hiring different attorneys and the time expense of moving\nback and forth for specific court dates. Even if you hire an accountant and\nleave your property in a will, your receivers need to go into probate and have\nto give probate costs, which could cost a total of up to 3% of your assets\nworth value. It is not the same with the Trust.<\/p>\n\n\n\n<ul><li><strong>Less Liability<\/strong><\/li><\/ul>\n\n\n\n<p>A trust does not die; therefore, it is known to be perpetual succession. Consequently, it is not liable for estate duty, transfer duty, executor\u2019s or conveyance\u2019s fees, or <strong>capital gains tax (CGT)<\/strong><sup><a href=\"https:\/\/en.wikipedia.org\/wiki\/Capital_gains_tax\"><strong>[1]<\/strong><\/a><\/sup>. These might otherwise happen on the death of a property holder as per law. <\/p>\n\n\n\n<ul><li><strong>Protection<\/strong><\/li><\/ul>\n\n\n\n<p>When\na Property gets registered in a trust, it is protected from creditors because\nit does not form parts of your individual and personal estate legislations.<\/p>\n\n\n\n<ul><li><strong>Transfers Way out<\/strong><\/li><\/ul>\n\n\n\n<p>If\nyour Trust Property gets registered therein, it will not be affected by the\ndeath of the owner. If your legitimate or family members or heirs are\nbeneficiaries of the Trust, it should not be required to transfer the property\ninto the name of the heirs or members of the family.<\/p>\n\n\n\n<ul><li><strong>Mutual Expenses<\/strong><\/li><\/ul>\n\n\n\n<p>The\nincome received from the Trust&#8217;s Property is for the Trust, and investments or\nany expenses such as repairs, maintenance, water, and rates bills are also in\nthe hands of the Trust&#8217;s account.<\/p>\n\n\n\n<ul><li><strong>Less Duty Exposure<\/strong><\/li><\/ul>\n\n\n\n<p>If\nyou have your property registered in a trust rather than in your name, it means\nthat the value of your estate has relatively got reduced, which automatically\nlessens your estate duty exposure.<\/p>\n\n\n\n<ul><li><strong>Tax on Beneficiaries<\/strong><\/li><\/ul>\n\n\n\n<p>Moreover, it is evident by concerned laws that a trust is taxed at the top marginal rate of45% as per the 2019 Budget. Moreover, trustees have the authorization to disseminate rental profits categorically to beneficiaries to minimize the status of tax. After all, the tax will then be returned by the beneficiaries at the marginal rate.<\/p>\n\n\n\n<p class=\"text-left\"><b>Read our article<\/b>:<mark style=\"background: #fffd03 !important;\"><a href=\"https:\/\/corpbiz.io\/learning\/who-is-settlor-trustee-and-beneficiary\/\">Who is Settlor, Trustee, and Beneficiary?<\/a><\/mark><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Cons_to_put_the_property_in_a_TrustCharitable_Institution\"><\/span>What are the Cons to put the property in a\nTrust\/Charitable Institution?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>More Involved Procedure<\/strong><\/li><\/ul>\n\n\n\n<p>Because\nof extensive paperwork, you and your attorney will need to apply to the\ncreation of a trust, which can take more time comparing a making standard will.<\/p>\n\n\n\n<ul><li><strong>Loose Control<\/strong><\/li><\/ul>\n\n\n\n<p>If\nyou leave assets in the name of the Trust, you&#8217;ll need to retitle as per\nrequirement. Failure to this critical step might not go to the rightful\ninheritor after you pass. Your beneficiaries will have to comply with the\nchoice of a probate that court selects. Moreover, you should always remember\nthat you may lose control of your properties after you transfer ownership. It\nwill purely depend on the type of Trust you choose to create. <\/p>\n\n\n\n<ul><li><strong>Insurance Issues<\/strong><\/li><\/ul>\n\n\n\n<p>Due\nto the above-stated issue, this detail might create problems with your\nhomeowner&#8217;s insurance and title insurance, as these particular may go no longer\nin your name with not policy returns. You have to ask your insurance company\nhow your Trust will replace your policy or whether your title insurance will\nstill comprise you for liens, Easements, premium rates, etc.<\/p>\n\n\n\n<ul><li><strong>Cost<\/strong><\/li><\/ul>\n\n\n\n<p>This\nparticular setup and administration involve huge costs initially. Furthermore,\nseveral Problems may occur if the Trust does not work properly after getting\nestablished or managed. On the whole, the Trust will be a separate taxpayer,\nand means of cost will be following different tax returns.<\/p>\n\n\n\n<ul><li><strong>Interest Rate<\/strong><\/li><\/ul>\n\n\n\n<p>In\ncases where you lend money to the Trust, you will have to charge interest at\nstandards of Indian rates.<\/p>\n\n\n\n<ul><li><strong>Loan\nQueries<\/strong><\/li><\/ul>\n\n\n\n<p>If\nyou need a home loan in any future time, then the banks are unlikely to grant a\n100% bond to a trust. Even if a bank lends to a trust, they will demand you for\nsigned surety or cash security of any kind. Consequently, with the time if the\nperson who signed surety dies, the banks could submit a claim and automatically\nallow to sell the house to manage the outstanding bond amount. It may happen\nonly if the estate does not have adequate equity to pay the balance to the\nestate.&nbsp;&nbsp;<\/p>\n\n\n\n<ul><li><strong>Mortgage Protection<\/strong><\/li><\/ul>\n\n\n\n<p>If you bought and owned the house at the individual level, then a similar situation might occur on your death, as stated above. In such cases, it is advisable to take mortgage insurance for better protection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Pros_of_Holding_Your_Property_in_Your_Name\"><\/span>What are the\nPros of Holding Your Property in Your Name?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>The Trust gets taxed; therefore, it is better to get an investment property at your name for future prospects. At the very outset, your property investment may cause losses, but you can deduct the losses in terms of the taxable income against it.<\/li><\/ul>\n\n\n\n<ul><li>Getting a property vested in your name expresses the fact that you have a personal asset. It will surely help you to get better finances in a later period when the property has been paid down to have better equity in it.<\/li><\/ul>\n\n\n\n<ul><li>\u00a0Getting a property vested in your name will help you to form the parts of your estate. It can transfer the property to an heir such as your spouse or children without transfer duty, except the lawyer fees.<\/li><\/ul>\n\n\n\n<ul><li>Getting a property vested in your name will you get an exemption for capital gains tax up to an amount \u2013Rs 2 million in 2019, which is an advantage that you won\u2019t get in a trust.<\/li><\/ul>\n\n\n\n<ul><li>Getting a property vested in your name will help you in applying for bond finance. Due to this, it will qualify you for getting awarded a 100% home loan without any barriers.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Cons_of_Holding_Your_Property_in_Your_Name\"><\/span>What are the Cons of Holding Your Property in Your Name?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>It may\nhappen that getting a property vested in your name may land you in a situation\nwhere no asset protection you will get from creditors. Your on-going business\nventures or you have stood surety for your business; you might consider protecting\nyour home in a trust, which is known as \u201cinsolvency proofing.\u201d&nbsp;<\/li><\/ul>\n\n\n\n<ul><li>After your\ndeath, you or your family will be subjected to costs and CGT, executor\u2019s fees\nand estate duty in all terms. The cost of these terms will depend on the\nestate, and its worth value will get fixed at the time of death.<\/li><\/ul>\n\n\n\n<ul><li>In cases\nwhere you are planning for renting out your property, in such cases, you will\nbe in top income brackets. Your rental income will be getting added to your\nprimary income, which will eventually increase your payable taxes. Therefore, it\u2019s\nwell said that Trust always pays at the top income tax bracket, unless it gives\nthe savings to a beneficiary. The beneficiary\u2019s income tax bracket will then\nascertain the payable tax.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wealth planning law in\nIndia is an extremely complex procedure. It has multi-layered means as it needs\nsimultaneous consideration of various laws, including community-specific\nsuccession laws that treat Hindus, Muslims, Christians, and other religions differently\nfor testamentary.&nbsp; It also regulates the\nintestate succession, currency control regulations, which execute restrictions\non how non-residents can own\/transfer Indian Property or Indian residents can plot\ntheir offshore wealth. Moreover, it has substantial contributions to the tax\nlaws which are continually changing and expanding its scope.<\/p>\n\n\n\n<p>The most critical aspect\nof Trust is the Property Maintenance and Distribution. The trustee has a\nresponsibility to prudently invest the trust property to ensure that the income\nis sufficient to meet the needs of the beneficiaries.<\/p>\n\n\n\n<p>With this, we at <a href=\"https:\/\/corpbiz.io\/\"><strong><em>Corpbiz<\/em><\/strong><\/a> have experienced legal professionals to help you handle all your property issues and Business ventures. Our professional will ensure to mitigate all your concerns on investments successfully as well as timely completion of your work.<\/p>\n\n\n\n<p class=\"text-left\"><b>Read our article<\/b>:<mark style=\"background: #fffd03 !important;\"><a href=\"https:\/\/corpbiz.io\/learning\/registration-aspect-of-educational-trust\/\">Guide: Registration Aspect of Educational Trust\n<\/a><\/mark><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The primary control over trust property passes from the ends of settlors to beneficiaries, which also means moving from owners to owners.&nbsp; The fate of the determined owners is silent and passive, just like the Trust property and so other funds. This article answers the legal analysis of the trust property by showing how the [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":7401,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3,324],"tags":[523],"acf":{"service_id":"10"},"authorName":"Archita Bhattacharjee","authorImageUrl":"https:\/\/corpbiz.io\/learning\/wp-content\/uploads\/2020\/03\/WhatsApp-Image-2020-03-18-at-11.26.19-AM-1.jpeg","authorDescription":"Archita Bhattacharjee is working as Legal Analyst (Team Lead, Research &amp; Development) at Corpbiz and has proving experience about 2 years as Corporate Legal Researcher in law firms as well as Rajya Sabha and authors in diverse publications. She has refined her skills by representing India in Paris, France and the University of Leiden over implications of International Humanitarian and Criminal Law being certified member of many Legal Centers.","postViews":6253,"readingTime":8,"_links":{"self":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/7398"}],"collection":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/comments?post=7398"}],"version-history":[{"count":12,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/7398\/revisions"}],"predecessor-version":[{"id":7412,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/7398\/revisions\/7412"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/media\/7401"}],"wp:attachment":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/media?parent=7398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/categories?post=7398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/tags?post=7398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}