{"id":2592,"date":"2020-01-30T10:51:39","date_gmt":"2020-01-30T10:51:39","guid":{"rendered":"https:\/\/corpbiz.io\/learning\/?p=2592"},"modified":"2021-04-28T16:21:31","modified_gmt":"2021-04-28T10:51:31","slug":"online-nbfc-annual-compliances-prescribed-by-the-rbi","status":"publish","type":"post","link":"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/","title":{"rendered":"Are you running an NBFC? Get updated about the list of Annual Compliances Prescribed by the RBI"},"content":{"rendered":"\n<p class=\"has-drop-cap\">NBFCs are\nregistered under the companies act, 2013 and are engaged in the business of\nloans and advances, acquisition of shares\/stock\/bonds, debentures and\nsecurities issued by government. NBFCs are the financial institutions which function\naccording to set of rules and regulations prescribed by the Reserve Bank of\nIndia (RBI). Further, these rules and regulation keep on changing time to time as\nper the situation. So for the smooth functioning of NBFC, management should know\nabout all the mandatory compliances. In addition to this, management should\nknow the functioning and working of NBFC, what to do, and how to do. So for all\nthe NBFCs, it\u2019s important to keep themselves updated with every new rule. <\/p>\n\n\n\n<p>Here in this blog before going on <a href=\"https:\/\/corpbiz.io\/nbfc-compliance\"><strong>NBFC compliances<\/strong><\/a><strong>,<\/strong> we will read about the NBFC, what they do? How many kinds of NBFC are operating in India? <\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Page Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#What_is_NBFC\" >What is NBFC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#What_does_%E2%80%98Principal_Business_means_in_NBFC\" >What does \u2018Principal Business\u2019 means in NBFC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#Different_Categories_of_NBFCs_Registered_with_RBI\" >Different\nCategories of NBFCs Registered with RBI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#What_is_the_Difference_Between_Bank_and_NBFC\" >What is the Difference Between Bank and NBFC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#What_is_the_meaning_of_NBFC_Annual_Compliances\" >What is the meaning of NBFC Annual Compliances?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#Returns_by_Deposit_Taking_NBFC\" >Returns\nby Deposit Taking NBFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#Returns_required_Non-Deposit_NBFC\" >Returns\nrequired Non-Deposit NBFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#Compliances_for_NBFC-ND_with_RBI\" >Compliances for NBFC-ND with RBI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/corpbiz.io\/learning\/online-nbfc-annual-compliances-prescribed-by-the-rbi\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_NBFC\"><\/span>What is NBFC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Non \u2013\nBanking Financial Companies are the financial institutions that offer banking\nservices, but do not hold any banking license. A&nbsp; Non-Banking Institution has <strong>principal business<\/strong> of receiving\ndeposits under any scheme or arrangement or in any other manner. Such deposits\nand can be received in one lump &#8211; sum or in instalments by way of\ncontribution.&nbsp; <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_%E2%80%98Principal_Business_means_in_NBFC\"><\/span>What does \u2018Principal Business\u2019 means in NBFC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The financial activity of any <a href=\"https:\/\/corpbiz.io\/company-registration\"><strong>registered company<\/strong><\/a> becomes <strong>\u2018principal business\u2019 <\/strong>when a company\u2019s financial assets constitute more than 50 per cent of the total assets and income from financial assets constitute more than 50 per cent of the gross income. The company fulfilling both these criteria than that company is eligible for registering as NBFC by RBI. Reserve Bank of India Act, does not define the term \u2018principal business\u2019, however, RBI has defined that only companies which are mainly engaged in financial activity get registered with RBI &nbsp;and are regulated and supervised by it. Hence, therefore if the companies engaged in agricultural operations, purchase and sale of goods, sale or construction of the immovable property, industrial activity, as their principal business and are doing some financial business in a small way, these do not fall under the category which can be <strong>regulated by the Reserve Bank<\/strong><sup><a href=\"https:\/\/www.rbi.org.in\/\"><strong>[1]<\/strong><\/a><\/sup>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Different_Categories_of_NBFCs_Registered_with_RBI\"><\/span>Different\nCategories of NBFCs Registered with RBI<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Categories\nof NBFCs can be differentiated in terms of types of liability, such as Deposit\nand Non \u2013 Deposit accepting. <\/p>\n\n\n\n<p><strong><em>Different\ntype of NBFCs within the board categorization:<\/em><\/strong><\/p>\n\n\n\n<ul><li>Investment\nand Credit Company (ICC)<\/li><li>Mortgage\nGuarantee Companies (MGC)<\/li><li>Non-Banking\nFinancial Company \u2013 Factors (NBFC-Factors)<\/li><li>Non-Banking\nFinancial Company \u2013 Micro Finance Institution (NBFC-MFI)<\/li><li>Infrastructure\nFinance Company (IFC)<\/li><li>Systemically\nImportant Core Investment Company (CIC-ND-SI)<\/li><li>NBFC- Non-Operative Financial Holding Company (NOFHC)<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Difference_Between_Bank_and_NBFC\"><\/span>What is the Difference Between Bank and NBFC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>NBFC cannot accept demand Deposit;<\/li><li>NBFCs are not a &nbsp;part of the payment and settlement system and cannot issue cheques drawn on itself;<\/li><li>Unlike in case of banks, the deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs.<\/li><\/ul>\n\n\n\n<p>The\nnon-banking companies, duly registered with the Reserve Bank of India are\nallowed to accept the public deposits, and they are required to comply with the\nfollowing regulations as stated under the&nbsp;<strong>Non-Banking Financial Companies<\/strong>&nbsp;<strong>Acceptance of Public Deposits<\/strong>&nbsp;<strong>Directions<\/strong>, issued by RBI. <\/p>\n\n\n\n<p><strong><em>These are as follows;<\/em><\/strong><\/p>\n\n\n\n<ul><li>All NBFCs are allowed to take the public deposits for the minimum\nperiod of 12 months which goes up to maximum period of 60 months.<\/li><li>NBFCs are not allowed to accept deposits, which have to be refund\non demand.<\/li><li>These companies cannot offer the interest rate higher than the\nceiling rate fixed by RBI on time to time<\/li><li>The companies are not allowed to offer any gifts, incentives, or\nany other benefit to the depositors.<\/li><li>The deposits are not secured.<\/li><li>The NBFCs must have minimum investment-grade credit rating.<\/li><li>The RBI gives no guarantee of the repayment of deposits by the\nNBFCs.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_meaning_of_NBFC_Annual_Compliances\"><\/span>What is the meaning of NBFC Annual Compliances?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If a company has successfully obtained its <a href=\"https:\/\/corpbiz.io\/nbfc-registration\"><strong>NBFC license<\/strong><\/a>, for them, it\u2019s mandatory to comply with all the NBFC annual compliances. In a case where NBFC is failing to comply with the compliances, NBFC becomes liable for the hefty penalties. The penalties could be even cancellation of NBFC License.<\/p>\n\n\n\n<p>NBFC annual\ncompliance, which an NBFC has to follow within six months after obtaining the\nLicense.<\/p>\n\n\n\n<p><strong>There are mainly two types NBFCs<\/strong><\/p>\n\n\n\n<ul><li>Deposit-taking NBFC(NBFCs \u2013 D)<\/li><li>Non \u2013 Deposit NBFCs (NBFCs- ND)<\/li><\/ul>\n\n\n\n<ol>\n<li>Systematic Important NBFCs- ND<\/li>\n<li>Other NBFCs- ND<\/li>\n<\/ol>\n\n\n\n<p><strong>Following are the types of returns that are required by both the\ntypes of NBFCs<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Returns_by_Deposit_Taking_NBFC\"><\/span>Returns\nby Deposit Taking NBFC<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li> <strong>NBS-1<\/strong><\/li><\/ul>\n\n\n\n<p><strong>&nbsp;These are the Quarterly\nreturns<\/strong> on\ndeposit in the first schedule. Such return is required to be furnished for the\npurpose of capturing financial details such as Profit and Loss Account,\nComponents of assets and Liability. <\/p>\n\n\n\n<ul><li><strong>NBS-2<\/strong><\/li><\/ul>\n\n\n\n<p><strong>The Quarterly Return on prudential norms.<\/strong> The requirement to file\nthis return is to get the details related to several norms like asset\nClassification, Capital Adequacy, NOF, Provisioning, etc.&nbsp; <\/p>\n\n\n\n<ul><li><strong>NBS-3<\/strong><\/li><\/ul>\n\n\n\n<p><strong>The Quarterly Return on liquid assets<\/strong>. The intent behind\nfiling such norms is to capture information about statutory investment in\nLiquid states.<\/p>\n\n\n\n<ul><li><strong>NBS-4<\/strong><\/li><\/ul>\n\n\n\n<p><strong>The annual return of critical parameters which are by rejected\ncompanies<\/strong>\nthose are holding public deposits. The objective behind filing this return is\nto find the repayment status of the rejected NBFCs accepting public deposits. <\/p>\n\n\n\n<ul><li><strong>NBS-6<\/strong><\/li><\/ul>\n\n\n\n<p>Needs to be filed as Monthly return on exposure to capital market by deposit-taking NBFC with the total assets of Rs. 100 crore or more.<\/p>\n\n\n\n<ul><li><strong>ALM return<\/strong><\/li><\/ul>\n\n\n\n<p>These returns are file as\nHalf-yearly by NBFC holding&nbsp;Public Deposit which is more than the amount\nof Rs. 20 Crore or asset size of more than Rs. 100 Crore.<\/p>\n\n\n\n<ul><li>Requires Audited Balance Sheet and Auditor\u2019s Report by NBFC accepting public deposits, to be furnished;<\/li><li>Return related to branch Information <\/li><\/ul>\n\n\n\n<p class=\"text-left\"><b>Read our article<\/b>:<mark style=\"background: #fffd03 !important;\"><a href=\"https:\/\/corpbiz.io\/learning\/guidance-on-nbfc-compliances-as-specified-by-the-rbi\/\">How Following NBFC Compliances Can Save You From Imprisonment<\/a><\/mark><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Returns_required_Non-Deposit_NBFC\"><\/span>Returns\nrequired Non-Deposit NBFC <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong> NBS-7<\/strong><\/li><\/ul>\n\n\n\n<p>It is a quarterly\nstatement providing information related to, risk assets ratio, &nbsp;capital funds, risk-weighted asset.<\/p>\n\n\n\n<ul><li><strong>NBS-2<\/strong><\/li><\/ul>\n\n\n\n<p>Such return is the Monthly return on a critical financial parameter of NBFCs-ND-SI.<\/p>\n\n\n\n<ul><li><strong>ALM Returns<\/strong><\/li><\/ul>\n\n\n\n<ul><li>Monthly- statement of\nshort-term dynamic liquidity in format NBS-ALM-1.<\/li><li>Half Yearly- Statement\nof structural liquidity in format NBS-ALM2<\/li><li>Half Yearly- Statement\nof interest rate sensitivity in format NBS-ALM-3<\/li><\/ul>\n\n\n\n<ul><li><strong>Branch info return<\/strong><\/li><\/ul>\n\n\n\n<p>Quarterly return on important financial parameters of non-deposit&nbsp;taking NBFC having assets of more than \u20b9 50 crores and above but less than \u20b9 100 crores.  The requirement like name of the company, address, Net Owned Fund, profit\/loss during the last three years needs to be furnished quarterly by non-deposit taking NBFCs with asset size between \u20b9 50 crores and \u20b9 100 crores. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compliances_for_NBFC-ND_with_RBI\"><\/span>Compliances for NBFC-ND with RBI<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Annual Compliances<\/h3>\n\n\n\n<table class=\"table table-bordered\"><tbody><tr><td>\n  <strong>Sr. No.<\/strong>\n  <\/td><td>\n  <strong>Article <\/strong>\n  <\/td><td>\n  <strong>Term <\/strong>\n  <\/td><\/tr><tr><td>\n  a\n  <\/td><td>\n  Unaudited March Monthly return\/NBS7\n  <\/td><td>\n  on or before 30th June\n  <\/td><\/tr><tr><td>\n  <strong>b<\/strong>\n  <\/td><td>\n  Audited March Monthly return\/NBS7\n  <\/td><td>\n  Upon completion\n  <\/td><\/tr><tr><td>\n  <strong>c<\/strong>\n  <\/td><td>\n  Statutory Auditors certificate on Income &amp; Assets\n  <\/td><td>\n  on or before 30th June\n  <\/td><\/tr><tr><td>\n  <strong>d<\/strong>\n  <\/td><td>\n  Information about Cos having FDI\/Foreign Funds\n  <\/td><td>\n  on or before 30th June\n  <\/td><\/tr><tr><td>\n  <strong>e<\/strong>\n  <\/td><td>\n  Board Resolution of Non-acceptance of Public Deposit \n  <\/td><td>\n  Much before &nbsp;starting\n  of the new Financial year\n  <\/td><\/tr><tr><td>\n  <strong>f<\/strong>\n  <\/td><td>\n  Annual Balance Sheet with profit and loss account\n  details \n  <\/td><td>\n  One month from the date of signoff\n  <\/td><\/tr><tr><td>\n  <strong>g<\/strong>\n  <\/td><td>\n  Declaration by Auditors, who are acting as auditors of\n  the company\n  <\/td><td>\n  annual basis\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Monthly Compliances<\/h3>\n\n\n\n<table class=\"table table-bordered\"><tbody><tr><td>\n  <strong>S No.<\/strong>\n  <\/td><td>\n  <strong>Article<\/strong>\n  <\/td><td>\n  <strong>Term<\/strong>\n  <\/td><\/tr><tr><td>\n  <strong>a<\/strong>\n  <\/td><td>\n  Monthly Return\n  <\/td><td>\n  by 7th of every month\n  <\/td><\/tr><tr><td>\n  <strong>b<\/strong>\n  <\/td><td>\n  Upload monthly\n  <\/td><td>\n  by 7th of every month\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;Periodical Compliances<\/h3>\n\n\n\n<table class=\"table table-bordered\"><tbody><tr><td>\n  <strong>S No.<\/strong>\n  <\/td><td>\n  <strong>Article<\/strong>\n  <\/td><td>\n  <strong>Term<\/strong>\n  <\/td><\/tr><tr><td>\n  <strong>a<\/strong>\n  <\/td><td>\n  Appointment of Director(Annexure-III)\n  <\/td><td>\n  within 30 days of appointment\n  <\/td><\/tr><tr><td>\n  <strong>b<\/strong>\n  <\/td><td>\n  Upload monthly return\n  <\/td><td>\n  within 30 days of the resignation\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong>Other\nrelated forms:<\/strong>&nbsp;<\/p>\n\n\n\n<p>BRANCH INFORMATION (Half-yearly return)<\/p>\n\n\n\n<p><strong>Form \u2013 Schedule \u2018A\u2019<\/strong> Special Return,&nbsp;required to be submitted by all NBFCs whether deposit-taking or non-deposit-taking <\/p>\n\n\n\n<p><strong>NBS-8:<\/strong>&nbsp;NBS-8 (Annual return to be furnished\nby NBFCs which are having asset size between Rs. 100 to Rs. 500cr)<\/p>\n\n\n\n<p><strong>NBS-9:<\/strong>&nbsp;NBS-9 (Annual return be furnished\nby NBFCs which are having asset size below Rs. 100cr)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Annuals compliances are strictly mandatory for those NBFCs which have obtained License from RBI. Furthermore, according to \u2018<strong>Section 45-IA of the RBI Act, 1934<\/strong>, the applicant must have a net owned fund of Rs. 2 crores and it must obtain a certificate of registration from the bank.\u2019 Therefore, for the smooth functioning and to secure your NBFC from any hefty penalties, it\u2019s mandatory to comply with all the NBFC annual compliances. <\/p>\n\n\n\n<p class=\"text-left\"><b>Read our article<\/b>:<mark style=\"background: #fffd03 !important;\"><a href=\"https:\/\/corpbiz.io\/learning\/internal-and-statutory-audits-in-nbfc\/\">Internal and Statutory Audits in Non-Banking Financial Companies: All You Need To Know<\/a><\/mark><\/p>\n","protected":false},"excerpt":{"rendered":"<p>NBFCs are registered under the companies act, 2013 and are engaged in the business of loans and advances, acquisition of shares\/stock\/bonds, debentures and securities issued by government. NBFCs are the financial institutions which function according to set of rules and regulations prescribed by the Reserve Bank of India (RBI). Further, these rules and regulation keep [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":2593,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[120,91],"tags":[285],"acf":{"service_id":"321"},"authorName":"Shailza Sharma","authorImageUrl":"https:\/\/corpbiz.io\/learning\/wp-content\/uploads\/2019\/10\/IMG-20190927-WA0001-150x150-22.jpg","authorDescription":"Miss Shailza Sharma, BA. LLB graduate from Himachal Pradesh University. She holds an experience of 2.5 years in various Legal companies and organizations.","postViews":13792,"readingTime":5,"_links":{"self":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/2592"}],"collection":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/comments?post=2592"}],"version-history":[{"count":30,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/2592\/revisions"}],"predecessor-version":[{"id":29475,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/posts\/2592\/revisions\/29475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/media\/2593"}],"wp:attachment":[{"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/media?parent=2592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/categories?post=2592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/corpbiz.io\/learning\/wp-json\/wp\/v2\/tags?post=2592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}